SMTP: Knowing Your SMTP Server

Normally, people want to know what their SMTP server is whenever they need to establish an email client. Domain name usually appears in the form of or But this is not always the case. This is why it is important that you know SMTP server. Before listing the various SMTP server, it will be good that I explain what it is and its functions.

What are SMTP and its function?

The first point to mention here is that SMTP server comes into play when emails are being transmitted from one server to another. No email can be sent without a professional SMTP server. Fully known as simple mail transfer protocol, SMTP is a protocol through which emails are transmitted from one server to another. It normally works with POP3 or IMAP or both because it cannot line up messages at the receiving end. The other two protocols make it possible for the user to save and download messages in a server mailbox occasionally. Put differently, SMTP program is utilised by users to send emails while the other two protocols, POP3 and IMAP are utilised by users to receive emails.

Furthermore, the sending of emails with SMTP occurs between the mail client and a mail server. Messages are sent to a mail server via a mail client. Given this, when you are setting your email application, you have to indicate not just the SMTP server but POP or IMAP server. SMTP is designed to work through the internet port 25. It is good to note that SMTP is not the only protocol that is utilised in the sending of emails. For example, many people in Europe make use of X.400 instead of the simple mail transfer protocol. ESMTP which is an acronym for an extended simple mail transfer protocol is now supported by many servers. This protocol makes it possible for users to send multimedia files as emails.

Now that you have known what SMTP server is and how it functions, it is time to tell you what your email SMTP is. The names of many servers are written like or For example, the SMTP server of an account belonging to gmail will be written as However, this is not always the case as some are not written in this manner.

Note that you can only be sure that your emails will be transferred correctly if you have a professional SMTP buy. Bulk emails are normally sent by a dedicated outgoing service such as turboSMTP.

The list below shows the various email providers, their domain setting and the URL of their websites.


Mail.btconnect.tom BT Connect Comcast Earthlink


Gmail Gmx HotPop Libero Lycos O2 Orange (former Hotmail) Tin Tiscali Verizon Virgin Wanadoo Yahoo



Better Money Management Strategies

One thing is to have money and another thing is being able to manage it properly. There are stories of people that move from affluence to poverty because they are not able to manage their money and assets very well. Here are tips to help you manage your money.

Make do with your needs

It is important that you differentiate between your needs and wants. Needs are the basic necessities and those things that you cannot do without. Wants on the other hand are necessities that you can do without. You don’t need them to live even though they are necessary and add flavor to life. Needs are very few but wants are countless. So, given that wants are many and that you don’t need them to survive, you should concentrate only in securing your needs and forgoing your wants. Don’t spend money on things that you want as it is impossible to have everything you want.

Don’t be an impulse shopper

When you are out there to shop for items, it is important that you exhibit certain level of self-discipline. Learn to control yourself. Don’t buy things on impulse. Before you start going to market, have a list, have a budget and go for things that are in your list in their order of importance and keep to your budget. Don’t purchase things with redundant features. Many shopper pay high price for features that they don’t need.

Make investments

A very good means of managing money and establishing strong financial stability in the future is to make investment. Whether you are working for a business or you are self employed, you keep a certain portion of your earning for investment. There are various kinds of investment to enter into. You can make savings or purchase shares, landed property, precious gemstones, jewelry and houses. Note that cars and the likes are not good investment as their price depreciates with usage and time.

Bank Identification Number: Benefits and Limits

Credit, debit, gift and prepaid cards are frequently used today by consumers in making payment for their purchases both online and offline. This is because many merchants prefer receiving payments with these cards owing to the huge advantages and features they have. However, despite the numerous benefits associated with the use of cards in making and receiving payments, fraudsters are making deceitful transactions with cards causing merchants to pay chargebacks. It is very difficult to differentiate between fraudulent transactions and genuine transactions. Fortunately, the BIN of card can be used in reducing the occurrence of fraudulent transaction. The BIN enhances the security and helps in the prevention of fraudulent transaction.

BIN which is fully called bank identification number refers to the first six digit numbers of the 16 digit numbers that make up a card number. Issuer identification number as it is also called holds a great deal of information about a card. With binchecker, you will be able to find out the card type, brand, the bank that issues the card and the country where it is issued from. If you put these pieces of information together and then match it with the one provided by a consumer to see how they correspond, you will be able to discover if there is any discrepancies which are indications that transactions may be fraudulent. Discrepancies between the data shown by the BIN and the data provided by the card holder will call for strict measure to be taken to ascertain the authenticity of the transaction. Such discrepancies are enough for a merchant to decline a transaction.

To make BIN more effective, software developers have introduced BIN identification number software which comes with a database that contains BIN of different cards. Businesses that are using BIN checker as it is also called easily check the BIN of their consumers’ cards and obtain the information they contain. In this way, they will easily identify valid cards before approving transactions. It is important for businesses to use BIN checker to verify authenticity of transactions before approving them so that they will avoid chargeback. With such software, it will be difficult to make purchases with stolen cards.


However, there is always a limit to what BIN can do or the credit card fraud that can be prevented with a BIN checker. BIN verification with a BIN checker cannot be used to prevent a phasing scam. In this type of scam, a credit card fraudster obtains card details of a card user by tricks using a fraudulent website. It is also possible for a scammer to hack into the merchant database and obtain card details of their customers. Phishing is now widely used by scammers and it has weakened the efficiency and effectiveness of BIN checker as a tool to prevent credit card fraud. However, the reality of phishing does not eliminate the usefulness of BIN checker to zero. It only requires merchants to enhance their security by taking other measures such as requesting for CVV before approving transactions paid for with credit cards.